Do you or a covered family member have a chronic condition that needs regular care?
Are you planning a procedure, surgery, or a baby in the next 12 months?
Do you have savings to cover a higher deductible if you have a bad year?
Would tax-free HSA savings help your long-term retirement plan?
Do your providers and prescriptions stay in-network on each plan?
Preventive care is covered at 100% on every plan — no deductible applies.
This tool is an estimate, not advice. The numbers shown are based on the information you entered and average service costs — your actual costs will depend on your specific claims, providers, prescriptions, and the final plan documents. This tool does not replace guidance from a licensed insurance professional, tax advisor, or your HR team. Please review the official plan documents (SBCs) and speak with HR before making your final enrollment decision.