Renewal Readiness Score

Do you know what
you need to know for
your next renewal?

Renewal readiness isn't about timing. It's about knowledge. A prepared employer walks into renewal season with claims data, forward projections, funding alternatives, and a strategy. An unprepared employer walks in and gets handed a number. This 16-question diagnostic tells you which side of that line you're on — and what to do about it.

What's measured?
16
Questions across 5 dimensions of renewal prep. About 5 minutes.
0 / 100
Score with a readiness band — Ready, Tight, Behind, or Blind.
90
Days of specific actions based on your gaps, not generic advice.
What this assesses

Five dimensions of renewal readiness.

  • Data readiness. Whether you're seeing the same claims detail your carrier's underwriter sees — and whether you have an independent forward-looking projection of next year's cost, not just a trend assumption.
  • Governance cadence. Whether your mid-year strategic meeting happened, whether your pre-renewal meeting is on the calendar, and whether renewal is a conversation — not just a transaction.
  • Strategy clarity. Whether there's a written multi-year benefits strategy, whether it's been revisited against current-year data, and whether the next steps have named owners.
  • Market awareness. Whether you know what trend is doing, what the top cost drivers are nationally, and what that means for your specific group — before the carrier tells you.
  • Funding option visibility. Whether your group has been formally modeled across the funding spectrum — fully insured, level funded, self funded, captive — and whether you've been educated on how to evaluate and purchase each.

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Renewal Readiness Score

Answer 16 questions about your plan.

Answer based on your current state — not what you're planning to do, what you've actually done. "Not sure" is a valid answer. It's treated as a signal, not a penalty.

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All answers stay on this device. Your score is computed in your browser — nothing is sent to a server.

Your results

Here's where you stand.

This is a knowledge-readiness score, not a prediction of your renewal outcome. Use it to identify the gaps between where you are and where a prepared employer stands going into 2026.

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Want to close the gaps?

This scorecard shows you what a prepared employer knows. If your score surfaces specific gaps — especially around data visibility, independent forward projections, or funding option modeling — that's a conversation. Not a sales pitch. A conversation.

See if we're a fit