Enter your current and proposed specific deductible levels, premium savings, and historical claims data to see the true cost-benefit of changing your spec — and exactly how many large claims it takes to break even.
Enter individual large claims from the past 1–2 plan years. The calculator will show how many would have exceeded each spec level and model the exposure difference.
| # | Member / Description | Total Claim Amount ($) | Plan Year |
|---|---|---|---|
| 1 | |||
| 2 | |||
| 3 |
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